POLICYHOLDER ADVOCATES
THE PROPERTY INSURANCE CLAIM FUNCTION
Individuals and organizations select and purchase insurance policies to protect their interests. Policies include insuring agreements in which an insurer promises to make payments for covered losses and the policyholder agrees to pay the insurance premium. When a loss occurs to insured property, policyholders have the option to file a claim and receive any benefit provided by the insurance policy. Unfortunately, not all policyholders receive the complete coverage or payments described by their insurance policies. As Public Adjusters, we manage first-party property claims exclusively for policyholders. Capital Risk Group assists policyholders by capturing the coverage described by insurance policies, by dictating loss valuations, and by enforcing policy provisions. We work to reach claim settlements that our clients find satisfactory.
WE CAN HELP
MOVE YOUR CLAIM FORWARD
Claims demand time, attention, and an understanding of the claim process. Some policyholders become frustrated with how insurance companies handle their claims. Policyholders have the right to hire a public adjuster to prepare and present their claims and to dispute coverage for their claims. Capital Risk Group has the knowledge and experience to expedite your claim and to get your insurance policy to work for you. In many cases, we find that policyholders without public adjuster representation receive only a fraction of the amount owed for their claims.
CALL TO DISCUSS YOUR CLAIM
OPERATIONS
OHIO
Public Adjuster license 1133305
201 E. Fifth Street, Suite 1900
Cincinnati, OH 45202
INDIANA
Public Adjuster license 3245502
333 N. Alabama Street, Suite 350
Indianapolis, IN 46204
KENTUCKY
Public Adjuster license 840923
9850 Von Allmen Court, Suite 201
Louisville, KY 40241
50 East RiverCenter Blvd., Suite 435
Covington, KY 41011
UNITED STATES VIRGIN ISLANDS
Public Adjuster license 3000179001
TAKE ACTION
HELPFUL STEPS AFTER A LOSS
- Keep a journal of all claim activities
- Report the claim to the agent and/or to the insurer
- Understand your policy conditional duties after a loss
- Safety First. Secure the premises
- Restore safety and fire protection systems and other protections
- Take immediate action to protect property and minimize the loss
- Photograph the damaged and undamaged property
- Identify the costs of temporary measures necessary to resume operations and maintain safety and security
- Make necessary plans for living arrangements and/or business continuity
- Make plans to repair and/or replace damaged property
MAKE RESPONSIBLE DECISIONS
